Financing Available

Make Your Dream Home a Reality

Get your dream project done by turning a large purchase into affordable monthly payments. Through our financing partner Enhancify, you can finance James Hardie siding, soffit and fascia, and exterior painting.

Enhancify

Home improvement financing

$200K
Loans up to
7.99%
APR starting at
1–12 yr
Terms

Soft credit pull available · instant pre-approval · funds as quickly as 1 business day

Payment Calculator

See Your Monthly Payment

Move the sliders to estimate what your siding project could cost per month. Rates start at 7.99% APR with terms from 1 to 12 years.

$25,000
$3,000$200,000
7.99%
0% promo30%
Estimated monthly payment
$303/mo
Project amount
$25,000
Term
10 years (120 payments)
Estimated interest
$11,382
Total of payments
$36,382

Estimate only. Your actual rate, term, and payment are set by the lender and depend on credit approval. APRs start at 7.99% and terms run 1–12 years.

Why Choose to Finance?

Keep Your Savings, Get the Project Done

Financing lets you start the work now and pay for it on a schedule that fits your budget.

  • No collateral offers available
  • Turn a large purchase into an affordable monthly payment
  • Get your project done without weeks of meetings with banks, home appraisals, or paperwork
  • Predictable monthly payments with a set end date
  • Get funding in 1–5 business days

How to Apply

  1. 01
    Apply Online

    Follow our Enhancify link to submit a 60-second application.

  2. 02
    Review & Select Offers

    Compare the offers you pre-qualify for and pick the one that's right for you.

  3. 03
    Get Funded

    Finalize with the lender and receive funding in 1–5 business days.

Start My 60-Second Application
What Financing Looks Like Here

Flexible Terms Built Around Your Budget

Fast, personal service from people who care — backed by nationwide lending programs.

Loans up to $200,000

Enough to cover a full-home siding replacement, soffit and fascia, or exterior painting.

APR Starting at 7.99%

Competitive rates sourced from 30+ lending networks in one application.

1–12 Year Terms

Choose the term that keeps your monthly payment where you want it.

Funds in 1 Business Day

Instant pre-approval, with funding available as quickly as one business day.

Rates and terms may vary by lending partner.

Enhancify

Financing for More Homeowners

Enhancify is built for the real world: a one-minute paperless application, soft-pull pre-qualification, and loan offers across the full spectrum of homeowner credit — including customers traditional lenders turn away.

  • Simple 60-second application
  • Instant pre-approval
  • Soft credit pull available
  • No-collateral offers available
  • Loan amounts up to $200,000
  • APRs starting at 7.99%
  • Terms from 1 to 12 years
  • Funding in 1–5 business days
A Marketplace, Not One Bank

What Financing Option Is Right For You?

One application puts your project in front of a nationwide network of lenders.

$10B
In requested loan volume

Up to $200,000, with offers across the credit spectrum.

45K
Loans funded

Enhancify's platform has funded over 45,000 consumers.

30+
Lending networks

An online marketplace connecting homeowners to 30+ leading lenders.

60 sec
Pre-approval time

Real-time pre-approvals with all your options in one place.

Leading Lenders in the Network

Happen Bank (formerly LendingClub)
Achieve
Rocket Loans
OneMain Financial
Prosper
Avant
Reprise Financial
Universal Credit
Upgrade
Upstart

Plus 20+ more lending partners in the network — the offers you see depend on your credit profile.

Questions about your project? Call us at 737-360-9031. Questions about your offers? Talk with Enhancify at (813) 212-3073.

Questions & Answers

Financing FAQ

Everything homeowners ask us before applying for financing.

Do you offer financing for siding projects?+

Yes. Our financing partner Enhancify funds James Hardie fiber cement siding, soffit and fascia work, and exterior painting. Whether you're replacing the siding on the whole house or updating a few exterior details, we can show you a monthly payment before you commit.

Who is Enhancify?+

Enhancify is a home improvement financing marketplace that connects homeowners to 30+ leading lending networks. It has funded more than 45,000 consumers and processed over $10 billion in requested loan volume. You complete a 60-second application, compare the offers you pre-qualify for, and choose the one that fits.

What rates and terms are available?+

APRs start at 7.99% and terms run from 1 to 12 years, with loan amounts up to $200,000. Rates and terms vary by lending partner and depend on your credit profile, income, and existing obligations.

What credit score do I need to qualify?+

Enhancify supports offers across the credit spectrum, so customers who are turned down elsewhere often still find an offer. Approval is always up to the lender, and checking your offers does not commit you to anything.

Will applying affect my credit score?+

A soft credit pull is available, so you can see the offers you pre-qualify for without affecting your credit score. A hard inquiry typically only happens once you accept an offer and the lender completes final underwriting.

How fast can I get funded?+

Pre-approval takes about 60 seconds and funds can be available in as little as 1 business day, with most applicants funded within 1 to 5 business days — no weeks of bank meetings, home appraisals, or paperwork.

Do I need to put up collateral?+

No-collateral offers are available, so most homeowners can finance a project without borrowing against the home. Payments are predictable each month with a set end date.

Is there a cost to use your financing link?+

There is no fee to apply and no dealer fee charged to you for using our Enhancify link. Rates, terms, and availability vary by borrower and are set by the lender — always review your loan documents before signing.

Ready When You Are

Apply Online in Minutes

A 60-second application, instant pre-approval, and funding in as little as 1 business day.

Financing provided by Enhancify. All loans subject to credit approval and lender terms; rates, fees, and promotional offers vary by borrower. Calculator results are estimates only. Ramirez Construction is not a lender.

Done Right. Done On Time.

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